Teen Finance 101: Master Your Money & Build Wealth Early

“Teen Finance 101: Master Your Money & Build Wealth Early!” is a fun, practical, and engaging course designed to teach teens aged 13-18, purchased by an adult, the essential skills needed to manage money, save smartly, and build wealth early. Taught by a high school freshman, this course offers a unique peer-to-peer perspective that makes financial literacy relatable and easy to understand. Whether you’re learning to manage your allowance, save for a new gadget, or start a side hustle, this course provides real-life strategies to help you make smarter financial decisions.

The course begins with the fundamentals of budgeting, introducing the 50/30/20 rule to help balance needs, wants, and savings. You’ll also learn how to track your spending with simple worksheets and develop smart saving habits by “paying yourself first” and automating your savings. For those interested in earning extra money, the course explores side hustle ideas like freelancing, tutoring, and content creation, along with tips on how to price your work and manage your earnings effectively.

We’ll also demystify banking basics by explaining different types of accounts (savings vs. checking) and showing you how to avoid unnecessary fees. The course dives into investing basics, covering concepts like compound interest, stocks, and crypto, helping you understand the risks and rewards. Plus, you’ll learn how to stay debt-free by avoiding common pitfalls like credit cards and payday loans while building credit responsibly.

By the end of this course, you’ll be equipped with the knowledge and confidence to set and achieve long-term financial goals—whether it’s saving for college, funding a trip, or starting a business. Get ready to take control of your financial future and build habits that will set you up for success! The course is meant for adult purchasing.